A sheriff sale is the final step in the New Jersey foreclosure process — but it doesn't have to be the end of your story. There are several ways to avoid a sheriff sale, including filing for bankruptcy (which triggers an automatic stay), negotiating a loan modification with your lender, or selling your property before the sale date. The most straightforward option for many homeowners is a quick cash sale. Sargent Homes specializes in purchasing homes facing sheriff sale, and we can often help you buy more time while we work through the transaction.